As a workers’ compensation specialist, we have a number of coverage options available for you.
Guaranteed cost plans charge a fixed rate that is applied to an exposure basis for the policy term.
With our small deductible plan, the policyholder will receive a premium credit in consideration for assuming the responsibility of the cost of claims that are below the deductible amount.
Retrospective rating is a policy contract endorsement that adjusts the policy premium, up or down, to reflect the current loss experience of the policyholder. Retrospective policies serve as an incentive to the policyholder to control losses since the price of the policy will change based upon incurred losses.
Our large deductible plans are designed to help large employers manage the cost of their workers’ compensation program. This is achieved through direct participation in the cost of claims that are below the deductible amount.
USL&H coverage is for employers whose employees are engaged in maritime employment and work on or near navigable waterways. Alaska National has decades of USL&H experience and is here to assist you with your insurance needs.
The Jones Act is for employers whose employees are members of the crew of a vessel.
* Products offered through Alaska National, a CopperPoint Insurance Company.