Executive Leadership

Marc Schmittlein serves as President & CEO and Executive Chair of CopperPoint Insurance Companies. He joined the company in 2016, bringing more than 30 years of commercial insurance experience.

Under his leadership, CopperPoint has been on a journey of transformation toward its vision of becoming a leading regional commercial insurance company for the United States. Through two acquisitions, the company has grown its footprint and built an increasingly diversified platform of capabilities, creating opportunity for employees as well as partners and policyholders.

Prior to joining CopperPoint, Schmittlein spent over 30 years at The Travelers Companies, Inc. His most recent position was President of cyber business and Co-President of business insurance. He also served as President and CEO of the small commercial division known as Select Accounts, a $2.7 billion division of Travelers' Business Insurance that included workers’ compensation, business owner's policy, umbrella coverage and commercial auto.

Schmittlein also held leadership roles in the commercial divisions of St. Paul Companies and Aetna.

He earned his bachelor’s degree in English from Allegheny College. He currently holds the designations of Chartered Property and Casualty Underwriter and Accredited Advisor in Insurance.

Schmittlein serves on the board of directors for the Greater Phoenix Economic Council, the American Property Casualty Insurance Association and the advisory board of the Arizona Chapter of Juvenile Diabetes Research Foundation (JDRF). Previously, he has also served on the boards for Banner Health and the Connecticut Chapter of Juvenile Diabetes Research Foundation (JDRF).

John Carey is Senior Vice President, Chief Underwriting Officer of CopperPoint Insurance Companies. He joined CopperPoint in August 2022.

In his role, Carey partners with the CEO and the company’s senior team to provide strategic, enterprise-wide underwriting leadership to the business across product line and geography. He is responsible for maintaining and monitoring the company’s underwriting standards and disciplines, underwriting quality, balancing capital utilization, and driving innovation and cost performance.

Prior to this role, Carey held leadership positions at Zurich Asia Pacific, Farmers Business Insurance, and Zurich North America.

Carey holds a BA from University of Iowa, an MA from Georgetown University, and an MBA from the University of Notre Dame. He is also a Chartered Property Casualty Underwriter (CPCU) and an Associate in Risk Management (ARM).

Rachel Davis-Schultz is Executive Vice President, Chief Human Resources Officer & Enterprise Operations.

She joined CopperPoint in 2019 as Senior Vice President and Chief Human Resources Officer and was promoted to Executive Vice President the following year. She is responsible for leading all aspects of human resources across the CopperPoint Family of Insurance Companies.

In 2021, Davis-Schultz assumed additional responsibilities for all operational divisions for the company including the Operational Resource Center, Claims & Policy Contact Center, Premium Audit and Billing & Collections.

She brings over 21 years of experience in human resources management, benefits, talent management, employee engagement, culture transformation and more. Throughout her career, Davis-Schultz has been involved in several major acquisitions and successful integrations and has led teams that have experienced significant organic and inorganic growth.

Most recently, Davis-Schultz served as a Senior Human Resources Director – PBM Operations for Express Scripts, a pharmacy benefit manager and a Fortune 20 organization with $100B+ in annual revenue. In that role, Davis-Schultz and her team supported all of the enterprise operations including pharmacy ops, call center and the operations strategy team.

Davis-Schultz earned a bachelor’s degree in liberal arts from Purdue University and a master’s degree in Human Resources Management from Lindenwood University. She attained the Senior Professional in Human Resources (SPHR) certification from the Society of Human Resources Management.

She served on the board of directors for UMOM New Day Centers of Phoenix from 2019 - 2022.

Dana Ferestien is Senior Vice President, Regional President, Alaska & Pacific Northwest & Commercial P&C Claims

He joined the company in 2015 and most recently served as Senior Vice President, General Counsel & Liability Claims.

Prior to joining Alaska National, Ferestien practiced law for over 15 years.

Ferestien earned his Bachelor of Arts in Political Science from the University of Wisconsin-Madison. He earned a Doctor of Jurisprudence (JD) from Vanderbilt University Law School.

Barb Fuchs is the Senior Vice President, Data Management and Analytics.

She joined CopperPoint in 2019 to lead Data Management across the enterprise, including data management, the Enterprise Data Warehouse, data governance, and statistical reporting. Her responsibilities have since expanded to include Analytics and Business Intelligence.

Barb is an experienced executive with proven success leading information technology and data and analytic functions within the insurance industry. Prior to CopperPoint, Barb spent 30 years at Travelers where she served as Chief Information Officer, International Division and then Vice President, Information Management and Analytics. While there, she also held a variety of leadership roles in IT, business, project management and delivery.

Barb has a Bachelor of Science degree in Computer Science with a minor in Mathematics from the University of Wisconsin, River Falls. 

Michael Goldman serves as Senior Vice President, Corporate Development.

His responsibilities include the oversight and execution of the inorganic strategy of the CopperPoint Family of Companies. The strategy includes acquisitions, mutual affiliations, strategic partnerships, assumed reinsurance and other vehicles.

He joined CopperPoint in 2013 as Director of Business Development. Throughout the following years, Goldman held various positions of increasing responsibility.

Prior to joining CopperPoint, Goldman held roles with Zurich and Liberty Mutual.

He earned a bachelor’s degree from Arizona State University and a Master of Business Administration from St. John’s University.

Goldman is a board member of the Arizona Business and Education Coalition, the Anti-Defamation League – Arizona region. He’s also a member of the Arizona State University W.P. Carey School of Business Dean’s Council.

Woody Hill is the Vice President of Enterprise Loss Control  for CopperPoint Insurance Companies. He joined CopperPoint in 2020 and is responsible for leading the enterprise loss control function of our family of companies and overseeing the loss control team. He is also responsible for strategic loss control planning and continued development of new tools and technologies to help our policyholders manage risk.

Hill has 37 years of workplace safety, health and leadership experience with specialty workers' compensation carriers, insurance brokers and governmental agencies. Most recently, he served as Vice President, Customer Experience Office, at Texas Mutual. He also help roles of Vice President, Safety & Information Services. where he oversaw field safety services for more than 70,000 policyholders across Texas, Hill help prior leadership roles at EMPLOYERS, ABD Insurance and Financial Services and Cal/OSHA.

Hill serves as the Chair of CopperPoint's Diversity, Equity & Inclusion Council. He received a Bachelor of Science degree in Environmental Science and Biology from Eastern Kentucky University. 

Kevin Kinross is Executive Vice President, General Counsel and Chief Compliance Officer of CopperPoint Insurance Companies. Kinross joined CopperPoint in September of 2022.

In his role, Kinross oversees all legal functions and regulatory affairs for the Enterprise.

A recognized industry thought leader for matters impacting governance, regulatory and operations of mutual insurance companies, Kinross brings over 20 years of experience to the role. He most recently served as a Partner at Taft, Stettinius & Hollister, LLP where he led the Insurance Regulatory & Transaction Practice. 

Kinross earned his Finance degree at Indiana University Kelly School of Business and his Juris Doctor from Capital University Law School, where he graduated cum laude.

Kinross is a recipient of the NAMIC Service Award for contributions to the Insurance Industry. He has also been recognized by Best Lawyers in America since 2017 for practice areas including corporate law, corporate governance and insurance law, and earned the distinction of "Lawyer of the Year" for Columbus, Ohio by Best Lawyers 2023 for corporate law.

Dave Kuhn is Regional President, California and Executive Vice President, Enterprise Distribution for CopperPoint.

He joined the company in 2018, bringing more than 30 years of experience in the property casualty industry.

In his role as Regional President, Kuhn is responsible for profit and loss in the California region. In his role as Executive Vice President of Enterprise Distribution, he is responsible for setting the overall distribution strategy and approach for the enterprise.

Previously, Kuhn served as Regional Executive for QBE Insurance, where he was responsible for launching their Western region. He also served as Regional President for Hanover Insurance Group, where he oversaw the company's Pacific region. Past positions included roles at Bank of America Insurance Group, The St. Paul Companies and Hartford Specialty Company.

Kuhn earned a Bachelor of Science in Finance from Le Moyne College. He holds Chartered Property Casualty Underwriter (CPCU) and Associate Risk Management (ARM) designations.

Brad Lontz is Senior Vice President, Chief Information Officer.

He joined the company in 2019, bringing with him more than 25 years of leadership experience.

Most recently, he served as Chief Information Officer for the California Dental Association. Prior to that, he was the Chief Information Officer for Nautilus Insurance Group (a Berkley Company). He also spent eight years at Liberty Mutual Insurance Company in several IT management and development roles of increasing responsibility.

Lontz received his Bachelor of Science in Computer and Electrical Engineering from Purdue University and his Master of Business Administration from the Indiana University Kelley School of Business.

He is a member of the AZ CIO Group and serves on the board of directors of The Leukemia & Lymphoma Society Arizona Chapter. Previously, he served as the Vice President of the Arizona chapter of the Society of Information Management.

Kris Mathis is Senior Vice President, Chief Workers’ Compensation Claims Officer & Risk Management Services for CopperPoint. Mathis joined in January of 2014 and brings more than 20 years’ experience. In his role, Mathis leads workers’ compensation claims services for the enterprise.

Prior to CopperPoint, Mathis served in a progression of managerial and executive leadership positions in claims and field services for insurance carriers including SAFECO, CompWest, SeaBright and the Liberty Mutual Group.

Kris earned a B.A. in History from California State University, Fullerton and a Juris Doctorate from Trinity Law School. He holds a Workers’ Compensation Claims Professional (WCCP) designation and a Self-Insured Administrators Certificate from the California Department of Industrial Relations, Office of Self Insurance Plans (OSIP). He is a past member of the Governing Committee of the Workers’ Compensation Insurance Rating Bureau (WCIRB) and currently serves on the Board of Directors and Executive Committee for the California Workers’ Compensation Institute (CWCI). He also serves on the Advisory Committee for Kid’s Chance of California.

Mark Mooney is Vice President, Underwriting Systems and Product.

He joined CopperPoint in 2019 as Vice President & Head of Underwriting, California and was promoted to Vice President, Underwriting Systems & Technology in 2021. Mooney is responsible for managing the design and implementation of automation solutions for policy systems as well as the development of our overall underwriting product strategy and implementation. 

Prior to joining CopperPoint, Mooney held leadership positions at Union Standard Insurance Group (W.R. Berkley Corporation) and QBE North America. He also held positions at Foremost Business Insurance and Auto Owners Insurance Company.

He holds a B.A. Finance degree from Michigan State University and a CLSC certification.

Kelly Ruud is Senior Vice President and Chief Financial Officer of CopperPoint Insurance Companies. 

Ruud joined the company in 2009 and held several roles before taking on the CFO responsibility in 2022. In this role, she is responsible for Financial Planning & Analysis, Financial Systems, Financial Reporting and Accounting, Investments, Treasury, Internal Audit, and Actuarial. 
Prior to CopperPoint, Kelly spent four years with Ernst & Young, LLP in Advisory Services. 

She holds a Bachelor of Finance from Arizona State University, a Master of Accountancy from the University of Notre Dame, and holds an active Certified Public Accountant (CPA) license in the state of Arizona. She is also a Chartered Property Casualty Underwriter (CPCU). 

Ruud serves on the board of directors for Big Brothers Big Sisters of Central Arizona as the Treasurer and Chair of their finance committee.

Mike Sharr is Senior Vice President, Regional President, Southwest for CopperPoint. He joined in August 2022 and brings over 26 years of industry experience.

In this role, Sharr leads the region’s underwriting staff and is responsible for effectively managing retention and new business profitability and growth.

Prior to joining CopperPoint, Mike held the role of Regional Vice President at Hanover Insurance where he was responsible for developing a long-term strategic vision for the Southwest Branch. He has also held leadership positions at Travelers and The Hartford.

Mike holds a Bachelor of Arts degree in Criminal Law and Justice from Rowan University.

Marc Schmittlein serves as President & CEO and Executive Chair of CopperPoint Insurance Companies. He joined the company in 2016, bringing more than 30 years of commercial insurance experience.

Under his leadership, CopperPoint has been on a journey of transformation toward its vision of becoming a leading regional commercial insurance company for the United States. Through two acquisitions, the company has grown its footprint and built an increasingly diversified platform of capabilities, creating opportunity for employees as well as partners and policyholders.

Prior to joining CopperPoint, Schmittlein spent over 30 years at The Travelers Companies, Inc. His most recent position was President of cyber business and Co-President of business insurance. He also served as President and CEO of the small commercial division known as Select Accounts, a $2.7 billion division of Travelers' Business Insurance that included workers’ compensation, business owner's policy, umbrella coverage and commercial auto.

Schmittlein also held leadership roles in the commercial divisions of St. Paul Companies and Aetna.

He earned his bachelor’s degree in English from Allegheny College. He currently holds the designations of Chartered Property and Casualty Underwriter and Accredited Advisor in Insurance.

Schmittlein serves on the board of directors for the Greater Phoenix Economic Council, the American Property Casualty Insurance Association and the advisory board of the Arizona Chapter of Juvenile Diabetes Research Foundation (JDRF). Previously, he has also served on the boards for Banner Health and the Connecticut Chapter of Juvenile Diabetes Research Foundation (JDRF).

Tom Bradley joined the CopperPoint Board of Directors in 2023 and is a member of CopperPoint’s Audit and Compliance and Finance and Investment Committees.

Tom most recently served as CEO of Argo Group until his retirement from Argo in November 2023. Tom joined the Board of Argo Group (NYSE: ARGO) in 2018 and was appointed Chair of the Argo Board in 2020. Prior to Argo, Tom served as the CFO and EVP of Allied World Assurance Company Holdings, AG, a global provider of insurance and reinsurance solutions, from 2012 until 2017. Previously, Tom served as the EVP and CFO for two other public companies, Fair Isaac Corporation (NYSE: FICO) and the St. Paul Companies (NYSE: SPC). He also held senior financial and operational positions at Zurich Insurance Group, including CFO for North America and CEO of the Universal Underwriters Group (now Zurich Direct Markets).

Mr. Bradley currently serves on the Board of Directors of Horace Mann Educators Corporation (NYSE: HMN). He received a Bachelors of Science degree in Accounting from the University of Maryland and a Masters of Business Administration from Loyola University Maryland and is a Certified Public Accountant (inactive).

Monica Digilio was appointed to the CopperPoint Insurance Company Board of Directors in May 2022. Ms. Digilio has more than 30 years of experience in C-Suite roles in the hospitality, entertainment, gaming and real estate industries. She has served as the top Human Resources executive at iconic brands including Atlantis, One & Only Resorts, Montage Hotels & Resorts, Pendry Hotels, and Caesars Entertainment.

Monica is the Founder and CEO of Compass Advisors, a strategic human capital advisory firm focused on helping companies develop sustainable and thriving organizations. Prior to launching Compass Advisors, Monica was the Executive Vice President and Chief Human Resources Officer of Caesars Entertainment Corporation, where she led the HR, CSR and ESG functions and played an integral role during the $17B merger with Eldorado Resorts.  

Her experience also includes service on the Board of Directors of Sunstone Hotel Investors Inc. (NYSE:SHO), The Venetian Resort Las Vegas, a marquee gaming, luxury hotel and entertainment complex on the Las Vegas strip (owned by Apollo Global Management), and the Advisory Board of Cornell University’s Leland C. and Mary M. Pillsbury Institute for Hospitality Entrepreneurship. Ms. Digilio earned both her bachelor’s and master’s degrees from Ithaca College in Ithaca, NY.

LoriAnn Lowery-Biggers joined the CopperPoint Board of Directors in 2015. She chairs the Nominating and Governance Committee and serves on the People and Performance Committee and Finance and Investment Committee.

Lowery-Biggers has more than 30 years of experience in the global finance and insurance/reinsurance industry, most notably serving as President of Lloyd’s of London for North America. She has held executive roles at The Navigators Group, Inc. where she served in various capacities as President of Navigators Commercial Insurance Company, President of Field Operations and Chief Marketing Officer. Prior to Navigators, Ms. Lowery-Biggers served in senior executive roles for Wells Fargo, Inc., Marsh and McLennan, Inc. and Guy Carpenter.

LoriAnn is the CEO of Triumph Capital Holdings and the CEO and co-founder of BellaVaughan, Inc., a design and manufacturing company with collections exclusively distributed worldwide through BlueNile, Inc.

Lowery-Biggers is a board member of A21, an anti-human trafficking group which has received the Mother Teresa Harmony Award, a Presidential Award and a United Nations Award for its work globally.

Michael Mathis joined the CopperPoint board in early 2022. With a career in information technology spanning over 25 years, Mathias brings extensive insurance leadership experience and deep knowledge of technology. He serves on the board's Audit & Compliance and Finance & Investment Committees.

Mr. Mathias joined Providence Health Plan, a non-profit health plan serving five states, in September 2022 as their Chief Information Officer. He is responsible for the technical direction of the company as well as optimizing business processes to leverage those investments.

Mathias retired from Blue Shield of California where he served as Executive Vice President and Chief Information Officer. During his tenure at Blue Shield, he was responsible for all health plan operations and technology accountable for end-to-end service delivery across the health plan business. Earlier in his career with Blue Shield, he also had responsibility for Customer Experience. Before joining Blue Shield in 2013, Mathias held numerous technology leadership roles with Aetna in Hartford, CT.

Mathias has served as a Trustee of Blue Shield of California Foundation, and as a member of several professional advisory boards. He is the recipient of the CIO of the Year awards from professional organizations and was recognized as a Top 50 Diverse Leader in 2020. Mathias holds a bachelor's degree in computer science from Long Island University.

Mike Tully joined the CopperPoint Board of Directors in 2019. Tully is a CPA and the Managing Partner of Horizon Strategic Advisors, a management consulting firm. He is the former President and CEO of AAA Arizona where he led the consolidation of 7 western states into one of the largest AAA’s in North America. During his 18-year tenure with AAA Arizona, he also held COO and CFO positions.

Tully currently serves as chair of CopperPoint’s Audit and Compliance Committee and is a member of the People and Performance Committee and Strategy Committee.

Tully is recognized as one of the first 100 Certified Directors in the U.S. for the National Association of Corporate Directors. He serves as the Chair of the Board of OralKleen, a medical device company, and on the Advisory Board for Gainey Business Bancorp. Tully also serves on several community boards and is a mentor for Arizona State University’s MBA Executive Connections program.

Marita Zuraitis was appointed to the CopperPoint Insurance Company Board of Directors in July 2021. With a career spanning over 30 years, Zuraitis is a proven leader in the property and casualty insurance industry. She serves as President and Chief Executive Officer of Horace Mann Educators Corporation.

Prior to Horace Mann, Zuraitis held the role of Executive Vice President at Hanover Insurance Group, where she also served as President, Property and Casualty Companies. Her exemplary career includes time with The St. Paul/Travelers Companies, where she elevated to the position of President and Chief Executive Officer, Commercial Lines, as well as with United States Fidelity and Guaranty Company and Aetna Life and Casualty.

Zuraitis is the past Chair of the Board of Trustees of The Institutes, the leading provider of risk management and property-casualty insurance education, whose offerings include the premier CPCU® designation, and a past member of the Board of Directors of LL Global, Inc., a trade association with operating divisions LIMRA and LOMA. She is also past Chair of the Board of the National Council on Compensation Insurance (NCCI) whose mission is to foster a healthy workers compensation system by gathering data, analyzing industry trends, and providing objective insurance rate and loss cost recommendations.