$32b
annual cost of workers’ comp fraud to U.S. business
(Source: National Insurance Crime Bureau)
The foundation of our business is the agents and brokers we partner with. Your success drives ours and we’re committed to providing you with the tools and support to do just that.
Our commitment to service excellence is defined by local personal service, valued partnerships, care for our customers and injured workers, and experienced service teams.
Give us a call, send us an email or utilize our self-guided resources found in our Help Center.
CopperPoint's customer service team is available to answer your questions.
We’ve been taking care of healthcare businesses since 1926, when we first served this complex, highly regulated industry.
With deep roots in this critical industry and a keen appreciation for its associated challenges and risks, we cultivate lasting, rewarding relationships.
We first provided insurance coverage to this important sector in 1929 and have a deep working knowledge of the particular risks faced by its various businesses.
No one works harder to deliver Workers’ Compensation and P&C solutions that create a safer construction workplace, lowering client risk profiles and reducing insurance costs.
Founded in 1925 as the State Compensation Fund in Phoenix, AZ, CopperPoint is a Specialty Insurance company with expertise in Workers’ Compensation, and a select but expanding multiline P&C offering to complex, severity-driven exposures in targeted states.
In the 2024 annual report, we revisit our origins and emphasize our future direction through ongoing organic growth, technological advancements, and an expanded coverage footprint.
We monitor claims cases closely to detect, deter and investigate fraud, using data analytics and working closely with law enforcement to prosecute parties involved in such activity, while helping instill a fraud prevention culture in each workplace.
Our expert SIU professionals work closely with policyholders to evaluate claim files for suspicious activity, making recommendations for further investigation and helping law enforcement agencies to prosecute parties involved, whether employees, employers or medical providers.
We obtain detailed recorded statements from injured workers, supervisors, co-workers and other relevant witnesses. Another key advantage is the use of advanced data and predictive analytics to dissect claims information and identify the patterns of potential fraud.
Another option offered is high-tech onsite surveillance of suspect behavior or activity, plus in-depth investigations of a claimant’s background: criminal, civil, motor vehicle records, bankruptcy and claim history.
To complement our core Fraud Prevention services, we complete the picture by securing and compiling all relevant information from: social network research; alive-and-well checks; activity checks; hospital and pharmacy sweeps; public records/documents.
annual cost of workers’ comp fraud to U.S. business
(Source: National Insurance Crime Bureau)
of paid claims are claimant fraud
potential jail time if charged as a felony
Reducing the risk of fraud starts with instilling a fraud prevention culture in your workplace. We have a library of materials, including posters, checklists, questionnaires, educational materials to raise awareness – as well as anonymous hotlines for employer and employee alike.
Insurance fraud affects everyone, but remember that you are not alone. When we work together, we can help protect you and your business. Also available in Spanish.
Claims fraud isn't always simple to spot. Review this list of our Top 20 Red Flag indicators to better protect your business and your employees. Also available in Spanish.
Workers’ compensation insurance fraud is real and costs everyone. CopperPoint offers a customizable sample policy statement for businesses. Also available in Spanish.
Call CopperPoint’s 24-hour toll-free Fraud Hotline: anonymity is assured. 800.526.5226.