$5.3 billion
in assets
The foundation of our business is the agents and brokers we partner with. Your success drives ours and we’re committed to providing you with the tools and support to do just that.
Our commitment to service excellence is defined by local personal service, valued partnerships, care for our customers and injured workers, and experienced service teams.
Give us a call, send us an email or utilize our self-guided resources found in our Help Center.
CopperPoint's customer service team is available to answer your questions.
We’ve been taking care of healthcare businesses since 1926, when we first served this complex, highly regulated industry.
With deep roots in this critical industry and a keen appreciation for its associated challenges and risks, we cultivate lasting, rewarding relationships.
We first provided insurance coverage to this important sector in 1929 and have a deep working knowledge of the particular risks faced by its various businesses.
No one works harder to deliver Workers’ Compensation and P&C solutions that create a safer construction workplace, lowering client risk profiles and reducing insurance costs.
Founded in 1925 as the State Compensation Fund in Phoenix, AZ, CopperPoint is a Specialty Insurance company with expertise in Workers’ Compensation, and a select but expanding multiline P&C offering to complex, severity-driven exposures in targeted states.
In the 2024 annual report, we revisit our origins and emphasize our future direction through ongoing organic growth, technological advancements, and an expanded coverage footprint.
As a mutual insurance holding company, we operate for the sole benefit of all policyholders in the CopperPoint family. This structure, along with our limited distribution model and a strong balance sheet, allows us to focus on their long-term best interests, not on short-term benefits for shareholders, analysts or quarterly results. It also enables us to offer a consistent, stable presence, and the flexibility to truly tailor solutions for each client challenge.
in assets
policyholders’ surplus
in gross written premium
policyholders
Employees
rating by AM Best
CopperPoint maintains the strongest level of risk-adjusted capitalization as measured by Best’s Capital Adequacy Ratio (BCAR) scores at the 99.6% level.
Our balance sheet, stability and scale also enable us to invest in building a company people want to stay with for the long-term, by focusing on three key areas.
We seek and retain the best people in the business: specialist expertise in industries, verticals and core practices across underwriting, loss control, risk management and claims.
We invested in upgrading to a unified enterprise system to make it even easier to do business with us. Centralized policy, claim and billing, and cloud capabilities continue to rollout across our footprint.
Continually refining our technology gives our teams the insights that bring greater value to our policies, products and services: the key to customer renewals and retention.