Financial Strength

    Balancing best interests and long-term benefits.

    As a mutual insurance holding company, we operate for the sole benefit of all policyholders in the CopperPoint family. This structure, along with our limited distribution model and a strong balance sheet, allows us to focus on their long-term best interests, not on short-term benefits for shareholders, analysts or quarterly results. It also enables us to offer a consistent, stable presence, and the flexibility to truly tailor solutions for each client challenge.

    $5.3 billion

    in assets

    $1.84 billion

    policyholders’ surplus

    $719 million

    in gross written premium

    13,000

    policyholders

    780+

    Employees

    A Excellent

    rating by AM Best

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    CopperPoint maintains the strongest level of risk-adjusted capitalization as measured by Best’s Capital Adequacy Ratio (BCAR) scores at the 99.6% level.

    Structured to stay

    Our balance sheet, stability and scale also enable us to invest in building a company people want to stay with for the long-term, by focusing on three key areas.

    Our talent

    We seek and retain the best people in the business: specialist expertise in industries, verticals and core practices across underwriting, loss control, risk management and claims.

    Our platform

    We invested in upgrading to a unified enterprise system to make it even easier to do business with us. Centralized policy, claim and billing, and cloud capabilities continue to rollout across our footprint.

    Our data and analytics

    Continually refining our technology gives our teams the insights that bring greater value to our policies, products and services: the key to customer renewals and retention.