Construction
Built on trust.
No one works harder to deliver Workers’ Compensation and P&C solutions that create a safer construction workplace, lowering client risk profiles and reducing insurance costs.
Why us
The Bureau of Labor & Statistics reports construction workers are 16 times more likely to be injured than those in the chemical and steel industries. CopperPoint knows this vital part of the U.S. economy well, and its distinctive risks and exposures: falls from heights, falling objects, structural defects, contractual risk transfer, equipment and vehicle dangers, and more. We’re here to protect your business, and your people.
Areas of Focus
Core operational appetite for Workers' Compensation, Package including Umbrella and Auto; subject to risk-specific characteristics.
- Air conditioning installation, servicing, or repair
- Cable installation (underground)
- Carpentry
- Communication equipment installation - industrial or commercial
- Concrete construction
- Conduit construction
- Door, glass, or assembled millwork installation
- Drywall installation
- Electrical apparatus installation, servicing, or repair (commercial, not high voltage)
- Electrical work (within buildings)
- Excavation
- Fence installation
- Floor covering installation
- Furniture or fixture installation (commercial)
- General contractors*
- Grading of land/site preparation
- HVAC
- Insulation work*
- Irrigation or drainage system construction
- Machinery or equipment installation
- Masonry
- Metal erection (nonstructural)
- Painting
- Paving of sidewalks, driveways, parking lots
- Plastering or stucco work
- Plumbing
- Septic tank installation, servicing, or repair
- Sewer mains or connections construction
- Sheet metal work
- Street or road construction and paving
- Swimming pools installation servicing, or repair
- Tile and stone work (interior)
- Water well drilling
- Waterproofing**
Residential construction:
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General contractors and subcontractors performing new construction of multi-family housing including tract housing, HOAs/COAs, townhomes, and condos are out-of-appetite.
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General contractors and subcontractors performing service and subcontracting work for individual owners of single-family (new/existing) or multifamily (existing only) residences are generally within appetite.
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Apartment construction (other than plumbing work) is generally within appetite.
Contact your underwriter to discuss specific operations.
Risk Management Services
Comprehensive, customized, collaborative.
We bring dedicated service teams and tailored risk management solutions to meet the needs of businesses in the Middle-Market ($250k to $500k), Premier ($500k to $1M) and Elite ($1M up), lowering costs and losses, and improving safety and performance.
Search for one of our select independent agencies / brokers near you.