Umbrella

    Excess coverage that goes the extra mile.

    For protection beyond the limits and coverages of existing policies, or a self-insured retention in areas where there is no primary insurance, our umbrella coverage safeguards the business and its assets against claims that may be excluded by other liability policies.

    What we offer

    • We complement underlying coverages written with CopperPoint (except for Employer’s Liability with a company rated A- or better).

    • Coverage available in excess of primary limits.

    • Limits options available between $1,000,000 and $10,000,000.

    • Commercial Umbrella affords higher limits of liability and, in some instances, broader coverage as compared to underlying policies.

    • We maintain a broad risk appetite which follows that of the underlying coverage.

    Additional advantages
    • Our expert claims adjusters have a lower than industry average caseload.
    • They can exert more control over large claims if Umbrella is written with CopperPoint, as opposed to another carrier.

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