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Umbrella Insurance Coverage | CopperPoint Insurance Companies


Umbrella coverage applies as excess liability over an insured’s primary insurance or in excess of a self-insured retention in areas where no primary insurance exists. 


  • Coverage available in excess of primary limits.
  • Limits options available between $1,000,000 and $10,000,000.
  • Underlying coverages must be written with a CopperPoint company with the exception of Employer’s Liability with an A- or better rated company.
  • Commercial Umbrella affords higher limits of liability and, in some instances, broader coverage as compared to Underlying policies.
  • We maintain a broad risk appetite that follows that of the Underlying policies.

Service Excellence

  • Dedicated claims adjusters are able to have more control over large claims, as opposed to when the Umbrella is written with another carrier.

For more information, contact your agent/broker.


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