Umbrella

Overview

Umbrella coverage applies as excess liability over an insured’s primary insurance or in excess of a self-insured retention in areas where no primary insurance exists. 

Offerings

• Coverage available in excess of primary limits.
• Limits options available between $1,000,000 and $10,000,000.
• Underlying coverages must be written with a CopperPoint company with the exception of Employer’s Liability with an A- or better rated company.
• Commercial Umbrella affords higher limits of liability and, in some instances, broader coverage as compared to Underlying policies.
• We maintain a broad risk appetite that follows that of the Underlying policies.

Service Excellence

• Dedicated claims adjusters are able to have more control over large claims, as opposed to when the Umbrella is written with another carrier.