Claims Kit

    Kentucky

    State Compliance Information

    Penalties for Late Reporting

    Penalties for Late Reporting KRS 342.990(7)(a)

    Any employer, insurer, or payment obligor who fails to make a report required by KRS 342.038 within 15 days from the date it was due, will be fined not less than $100 nor more than $1,000 for each offense.

    Physician Selection

    Physician Selection KRS 342.020

    In the absence of designation of a managed health care system by the employer, the employee may select medical providers to treat his injury or occupational disease. Even if the employer has designated a managed health care system, the injured employee may elect to continue treating with a physician who provided emergency medical care or treatment to the employee.

    Employers may provide medical services through a managed health care system. The employee shall be allowed choice of provider within the plan

    Posting Requirements

    Posting Requirements           KRS 342.610(6)

    Kentucky statute requires every employer to display a Workers' Compensation Posting Notice conspicuously at its principal office and other locations, where employees report for payroll and personnel matters.  The workers' compensation insurance carrier should provide this notice at each policy renewal. This posting must provide current policy information and instructions to employees for reporting workplace injuries. 

    Workers' Compensation Posting Notice

    Reporting of Claim by Employer

    Reporting of Claim by Employer KRS 342.038

    Every employer subject to this chapter shall report to his workers' compensation insurance carrier or the party responsible for the payment of workers' compensation benefits any work-related injury or disease or alleged work-related injury or disease within three (3) working days of receiving notification of the incident or alleged incident.

    Injured Worker Guide

    The worker's compensation system can be complicated, and each state has its own laws regarding workers' compensation. 

    The information contained in your state's guide provides a general guide for workers injured or made ill on the job.

    This state-issued publication will assist you in navigating the workers' compensation system and serve as a resource for basic legal rights as well as steps to take to initiate workers' compensation benefits, deadlines and who to contact for additional assistance.

    If you have questions about the workers' compensation process, this guide will provide the contact information for the regulatory agency for your state. In addition, many states have an ombudsman to oversee and assist all interested parties in the workers' compensation system.

    Publications

    Injured Workers' Guide

    Kentucky

    State Compliance Information