Property & Casualty

    Coverage, care, confidence.

    CopperPoint has a select but expanding multiline P&C offering to complex, severity-driven exposures in targeted states. We understand the nuances of the specialized risks and challenges certain businesses face, and offer comprehensive coverage across five products to keep workers and workplaces safe.

    Learn More

    For more information and to get started, call us at 855.721.6342 or reach out to your CopperPoint agent or underwriter.

    U.S-copy-2025_CoverageMap_P&C

    Where we’re strong.

    Our P&C offering is currently available in Arizona and our AK/PNW region with an expanding footprint in 2025. We have a broad P&C appetite across our core verticals and a range of other industries, some of which are highlighted below. Employee Practices Liability (EPLI) and cyber coverages are available as endorsements.

     

    AK/PNW
    • Hospitality
    • Commercial Contracting
    • Landscaping
    • Manufacturing
    • Real Estate
    • Retail
    • Wholesale/ Mercantile
    • Janitorial
    • Grocery

       

    AZ

    • Commercial Construction
    • Drywall
    • Electrical
    • Excavation
    • General Contractors
    • HVAC
    • Masonry
    • Plumbing
    • Street and Road
    • Underground Utilities
    • Hospitality — Resorts, Luxury, Boutique Hotels
    • Healthcare — Property

       

    Automobile

    We take care of the wheels at the workplace, providing coverage both for damage to the fleet, and for covered claims of injury and property damages incurred by its operation. Fleet safety management options are also available to help you reduce accident frequency.

    General Liability

    We protect against third-party damages resulting from covered claims of others for injury and/or property damage. Additionally, we cover defense costs and attorney fees for any third-party lawsuits that arise from these incidents.

    Inland Marine 

    For property either excluded from or with limited commercial property coverage, we can add this protection to the policy: it covers loss or damage to equipment, machinery, products, or property, whether used at a job site, stored at a warehouse, or transported over land by train or truck. 

    Property

    We build solutions for the structures that matter to policyholders, offering robust coverage options to protect business and personal property, as well as loss of income, in the event of direct physical loss or damage.

    Umbrella

    For protection beyond the limits and coverages of existing policies, or a self-insured retention in areas where there is no primary insurance, our umbrella coverage safeguards the business and its assets against claims that may be excluded by other liability policies.

    Risk Management Services

    We assign dedicated service teams to P&C policyholders to lower their risk and costs, and improve safety and performance. Customized services and solutions to resolve challenges include: loss control, property repair, complex casualty claims and 24/7 accident response with in-house legal counsel.