Last updated July 20, 2020
Products and Services
This website contains general information about insurance policies, rates, and coverage, and may reference products or services that are not offered or available to all persons or in all states. The product overviews and summaries are provided for information purposes only and represent brief descriptions of the benefits and services detailed in the policy documents. If you have an insurance policy with us, then the insuring agreements, exclusions and conditions in your policy are controlling, and nothing we say on this website alters any of the language in your policy. If you have any questions about your particular policy, then we recommend that you read your policy carefully, and contact your agent to ask any questions you may have.
Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by CopperPoint. We cannot promise you that we will accept your application or provide you with any insurance coverage. This website does not make any representations that coverage exists for any particular claim or loss, or type of claim or loss, under any policy. The decision on any coverage question depends on the facts and circumstances involved and all applicable policy wording.
We welcome your comments or questions about our Website and have provided email boxes for that purpose. We will share your comments and questions with our customer service representatives and those employees most capable of addressing your questions and concerns.
Please note that your email, like most non-encrypted Internet email communications, may be accessed and viewed by other Internet users without your knowledge and permission while in transit to us. For that reason, to protect your privacy, please do not use email to communicate information to us that you consider confidential. If you wish, you may contact us via telephone at the numbers provided at various locations on our Website.
Some locations on CopperPoint's website have special provisions for a more secure environment, so that we may exchange information of a more sensitive nature with you. At each of these locations, we provide you appropriate instructions.
Reliance on Information Posted
The information presented on or through the Website is made available solely for general information purposes. Some information may have been changed since we posted it on this site.We do not warrant the accuracy, completeness or usefulness of this information. Any reliance you place on such information is strictly at your own risk. We disclaim all liability and responsibility arising from any reliance placed on such materials by you or any other visitor to the Website or by anyone who may be informed of its contents. This website may include content provided by third parties. All statements and/or opinions expressed in these materials and other content are the opinions and responsibility of the persons or entity providing those materials and do not necessarily reflect the opinion of CopperPoint.
Linking to Other Sites
From time to time, the CopperPoint website may provide links to other websites, not owned or controlled by us, which we think might be useful or of interest to you. We cannot, however, be responsible for the privacy practices used by other website owners or the content or accuracy of those other websites. Links to various non-CopperPoint websites do not constitute or imply endorsement by CopperPoint of these other sites, any products or services described on them or of any other material contained in them and may not necessarily represent the views of CopperPoint. You agree that CopperPoint bears no responsibility or liability for any kind whatsoever for any content accessed or harm caused by any third-party website.
Linking to Our Website
You may provide links to this Website, provided (a) that you do not remove or obscure, by framing or otherwise, advertisements, the copyright notice, or other notices on the blog website, (b) your website does not engage in illegal, including defamatory, or pornographic activities, (c) you and your website do not represent any partnership, affiliation or endorsement without our prior written consent and (d) you discontinue providing links to this Website immediately upon request by us and agree to cooperate with us in causing unauthorized use or framing to stop.
Copyright, Trademark/Servicemark and Intellectual Property
The content and presentation of this Website and the CopperPoint name and logo, and related names and product and service names, designs and slogans are owned by CopperPoint and protected by copyright and/or trademark law. Unauthorized use or reproduction is prohibited. You must abide by all copyright notices and restrictions contained in this Website. If you wish to make use of the materials on the Website, please address your request to General Counsel, Sara Begley, at firstname.lastname@example.org.
Accessing the Website and Account Security
No Waiver of Terms
Failure of CopperPoint to exercise or enforce any right or provision of these Terms shall not be deemed a waiver of such right or provision in that or any other instance.
Posting Content on This Website, Monitoring and Enforcement
By posting or contributing content to the Website using these Services, you are granting CopperPoint a non-exclusive, royalty-free, perpetual, and worldwide license to use your name and content in connection with the operation of the Website and Services, and/or for educational or other non-commercial purposes, including, without limitation, (1) the license rights to copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate and reformat your content, and/or to incorporate it into a collective work, and (2) the right to sublicense any or all of CopperPoint's license rights to others.
You represent and warrant that (a) you have all right, title, and interest to such posted content, including but not limited to any consent, authorization, release, clearance or license from any third party (such as, but not limited to, any release related to rights of privacy or publicity) necessary for you to provide, post, upload, input or submit the content, or (b) that such content is in the public domain or that your use of such content constitutes fair use. You further represent and warrant that posting such content does not violate or constitute the infringement of any patent, copyright, trademark, trade secret, right of privacy, right of publicity, moral rights, or other intellectual property right recognized by any applicable jurisdiction of any person or entity, or otherwise constitute the breach of any agreement with any other person or entity.
Copyright Notice and Copyright Complaints
All content of this CopperPoint website are: ©CopperPoint Insurance Company 2020 by CopperPoint Insurance Company – All Rights Reserved. If you believe there is a violation of your copyrighted materials, see our Notice and Take Down Procedure for instructions on sending us a notice of copyright infringement. It is the policy of CopperPoint to terminate the user accounts of repeat infringers.
No Legal Advice or Attorney-Client Relationship
Information contained on or made available through this Website is intended for general use and is not intended to, and does not constitute, legal advice, recommendations, or counseling under any circumstance; no attorney-client relationship is formed. We do not warrant or guarantee the accurateness, completeness, usefulness of any posting, adequacy or currency of the information contained in or linked to this Website. Your use of information on the Website or materials linked is entirely at your own risk and you further agree that should not be relied upon and is not a substitute for advice from an attorney licensed in your jurisdiction who have been retained to represent you.
CopperPoint is not liable to any party for any direct, indirect, special or consequential damages arising out of use of this Website or of any hyper-linked website. Information on this Website is provided for reference only and is not intended as legal or professional advice. Any links to other websites are provided solely as a convenience and are not endorsements of any product or service or website.
Disclaimer of Warranty and Limitation of Liabilities
THE WEBSITE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR OTHERWISE. WITHOUT LIMITATION, WE DISCLAIM ANY AND ALL WARRANTIES REGARDING THE SECURITY, RELIABILITY, TIMELINESS, AND PERFORMANCE OF ALL SERVICES ASSOCIATED WITH USE OF THE WEBSITE. WE MAKE NO WARRANTY, EXPRESS OR IMPLIED, THAT YOUR USE OF THE WEBSITE WILL BE UNINTERRUPTED, TIMELY, OR ERROR-FREE. SOME JURISDICTIONS DO NOT ALLOW THE DISCLAIMER OF CERTAIN WARRANTIES, SO PORTIONS OF THE ABOVE DISCLAIMER MAY NOT APPLY TO YOU.